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Ricardo Tosto Achieves Great Success in the Law Profession

Ricardo Tosto de Oliveira Carvalho is the co-founder of Leite, Tosto e Barros Advogados and has worked in the legal field for more than two decades. He is devoted to representing clients in court and offer advice in the area of business law. He is astute in areas of credit recovery, banking, bankruptcy, mergers and acquisitions, commercial law and civil litigation. His law firm also specializes in the financial sector and through the law firm, Mr. Tosto has represented large Brazilian and multinational organization.

Over the years, Ricardo Tosto has fought hard for his clients to provide them with pleasing results. This prominent lawyer graduated from Mackenzie Presbyterian University from where he received his degree in law. He also attended the FAPP where he studied business administration. He is a certified lawyer and a member of the Order of Attorney of Brazil (Brazilian Bar Association). Ricardo is also a member of the Steering Committee of the Institute for Management Development (IMD) and a board member of the Study Center for Attorney Partnerships (CESA).

Mr. Tosto is also a strategist who has pioneered in the creation of laws that are crucial to Brazil’s economy. He has also spearheaded the adoption of several legal policies that are currently being used as standard tools in the Brazilian legal system. Ricardo was even nominated one of the best lawyers in commercial litigation by Who’s Who Legal. His excellent profession has also been recognized by the Brazilian legal publication Análise 500 and Legal 500.

Becoming a Lawyer in Brazil

Becoming a litigator like Mr. Tosto takes a lot of devotion and hard work. Graduates take five years in a school, but can’t practice the profession until they sit for the bar examination which is regulated by the Order of Attorneys of Brazil. Those who pass the examination are eligible for approval by the OAB after which they can practice the profession.

The AOB is made up of lawyers who regulate the legal profession in Brazil.

San Luis Obispo Assisted Living Facility “The Manse on Marsh” Wins the ‘Caring Star’ Award

The Manse on Marsh, a leading assisted living facility situated in San Luis Obispo was in March 2015 honored with the prestigious “Caring Star” award. It is a program which honors service merit at assisted living care facilities in the US. The award is based on consumer ratings together with reviews in the industry’s Senior Care Directory.


Caring Stars are the most coveted assisted living care communities in America. To qualify for the award, the assisted living or a memory care community must have received at least three consumer reviews between Dec 2013 and Dec 2014. It should also earn at least a five-star review during that period, have an average rating exceeding four stars and have no unsolved negative reviews. Additional criteria, like other online reputation are also considered when confirming the official winners.

Award History

Now, the award is in its fourth year. It was the first of its kind in the assisted care living industry. It earned recognition in the National Mature Media Awards 2013 for helping clients make the appropriate senior living choices and for offering direct feedback to senior living manager concerning consumer preferences. Every year, Caring Stars communities are normally profiled in local, trade as well as social media, publicized on, evaluated in senior housing referral and provided with special materials to display their award.

About the Manse on Marsh

Situated in downtown San Luis Obispo, the facility uses an established and nationally accredited Assisted Living Care Planning structure. The services they provide including medication management, meal reminders, and bathing & grooming are determined by a point system. The point system is based on the resident’s exceptional care situation, ensuring that the resident enjoys and pays only for the offered care services.

The 2015 winner is the only assisted living facility in the Central Coast which offers this comprehensive care services. The Manse boasts of providing seniors with care as well as upscale residence facilities in a home setting. Its amenities include flats and private homes, quality open dining, social activities, convenient transportation, maid and laundry services, attentive caregivers, nurse on staff and discrete personal aid.

Wen By Chaz Helps Women Of Any Age Have Healthy Hair

Hair care is very important to a woman of any age. One of the things a woman can do is to make sure she feeds her hair the nutrition it needs to stay healthy. Some women begin to notice their hair becoming oily after shampoos. This usually happens to teenagers because of the excess oils their bodies are making. It also happens because younger people tend to keep their hands in their hair a lot or participate in sports that cause the scalp to sweat and produce more oils. After a woman reaches her thirties her hair begins to dull and thin. Some women are lucky enough to keep their thicker heads of hair but some lose their hair because of stress, poor nutrition or decrease oil production.

What can a woman do to reverse the signs of hair aging? A woman can begin using products that give hair and scalp back the nutrients necessary for healthy strong hair. The woman can pay attention to rubber bands and head garments that seem to break the hair follicles. A woman can also use nutrition that gives back the moisture that is lost from too much sun and not enough oils.

Wen hair by Chaz Dean is a group of products that can help a woman with the hair issues she has going on. The teenager can use the Wen products to wash their hair daily. Some of the products are a no shampoo type product that does not strip the hair. Another product is the conditioning cleanser. WEN hair product has recently was part of the test of a young woman. She found the product to be wonderful and give fantastic results. The cleanser may cause the hair to have extra oil in the mornings but it gives an older woman the nutrition that her hair needs to bounce and be healthy. Wen has many products that can help a woman of any age take care of their hair needs. These are online and sold on television channels such as QVC and eBay(

To get updates, be sure to follow Wen hair on Twitter.


An Insight into InnovaCare Health and its Leadership

InnovaCare Health is a leading company dedicated to providing quality health care services. It has created sustainable and cost-effective models to improve its services. Furthermore, the firm is the provider of the Medicaid and Medicare Advantage and the physician practice services.

InnovaCare operates two Medicare Advantage plans in Puerto Rico including the MMM Healthcare and PMC Medicare Choice. They have 200,000 members with more than 7,500 service providers. Apart from this, InnovaCare also manages two Medicaid plans within the Government Health Plan of Puerto Rica.

InnovaCare Health is committed to upholding strong relationships with its customers. Moreover, it have strived to coordinate quality and innovative care to patients across North America by adopting new useful approaches of providing better services. Through the Medicaid and Medicare Advantage Programs, the firm has redefined healthcare management to meet today’s complex healthcare environmental challenges.

Read more: Penelope Kokkinides – Chief Operating Officer @ InnovaCare Health …

The Leadership of InnovaCare Health

i. Dr. Richard Shinto

Dr. Richard Shinto is the CEO of InnovaCare, Inc. He had previously served as the president of Aveta Inc. for four years before its closure. The professional has an experience of more than 20 years in clinic management and operation of healthcare. Apart from this, Dr. Rick Shinto had worked for several companies before joining Aveta Inc. This includes the NAMM California and Medical Pathways Management Company; where he was the Chief Medical Officer for both companies. Additionally, he was also the Chief Operating Officer of the Medical Pathways Management.

Besides Dr. Shinto’s remarkable role in the management of the companies, he has a great vision to fortify the relationship between service providers and customers. This is through innovative strategies on He has an approach for PMC to exceed Medicare Advantage quality service expectations that will consider the well-being of its members. In addition, Richard Shinto is an author of several articles on clinical medicine and healthcare.

ii. Penelope Kokkinides

Penelope Kokkinides is the Chief Administrative Officer at InnovaCare Company. She was the former Chief Operating Officer of both InnovaCare and Aveta companies before rejoining InnovaCare in 2015. Penelope has worked in many other businesses including the Centerlight HealthCare, Touchstone Health as well as AmericaChoice, a business unit of UnitedHealth Group.

She is experienced for more than 20 years specializing in government programs and the managed care industry. The specialist has a focus on improving efficiencies and organizational infrastructure. Her expertise and broad knowledge have enabled her to develop clinical programs and operating health care procedures.

The Business Ventures of Malini Saba and her Investment Career.

Malini Saba is a reputable business person who substantially participates in humanitarian activities. She has gained significant recognition due to the advancements that she has made in her entrepreneurship undertakings and is a role model to most businesspersons. Saba was born in the South Asian city of Kuala Lumpur, Malaysia to an average income family and has strived to thrive as an entrepreneur. The United States and the rest of the world acknowledge her for the approach that she used in business. Her first investments were overseas, and she faced several challenges such as being interrupted by corrupt individuals who wanted to take her company. Malini lost a lot of money and time when she was struggling to stay in business.


Saba did not stop her ambitions, and she later started new enterprises with the help of her business affiliates. She still faced obstacles in her new business undertakings, but she managed to prosper. Malini is currently earning significant profits from the enterprises that she established. Her major ventures were in substantial resources, and they include rice fields, energy companies, technology, and real estates.


The investment career of Malini Saba kicked off in the 90s. She had sufficient knowledge in investment and finance, and therefore, she started Sabas, which is a multinational investment corporation. Saba own stakes in, Silicon Valley, PayPal, Sycamore Networks, and Netscreen Technologies. The companies that she capitalized in have grown significantly, and they are currently earning huge revenues.


Saba is also an active philanthropist who is recognized by the society for the noteworthy contributions that he makes to support other people. The primary beneficiaries of her donations are women who come from low-income areas. She owns the Stree: Global Investments in Women, which has an aim of bettering the living standards of women and assisting them to be prosperous so that they can be role models to other people. Her contributions show that she is not only focused on enhancing her life but also that of other people in various regions of the world.


Apart from the accomplishments that Malini has made in entrepreneurship, she is a loving and caring mother. She has always made her family a priority, and she finds time to be with them. Saba has never transferred her responsibilities as a mother to nannies. She has been part of her daughter’s life, and she ensures that she goes to school every day. Malini Saba is a kind, caring, intellectual, and influential woman.


Labaton Sucharow LLP Secures $17 Million Award For Anonymous SEC Whistleblower

Bill Clinton past financial deregulation in the early 1990s. This deregulation allowed Wall Street to gamble with Main Street’s money, and that gamble lost. In 2008, the entire world slipped into recession as the housing bubble popped in the United States.

The federal government still has very relaxed regulations over Wall Street. In 2010, Congress signed the Dodd Frank act which gives the federal government a little bit of regulation over Wall Street in order to prevent another financial meltdown. But the greatest provisions in the Dodd Frank act is the protections for SEC whistleblowers.

Any employee inside a public financial institution may come forward to expose criminal activity within their own institution. The Dodd Frank act protects these whistleblowers that go to the Securities and Exchange Commission.

The best route for any SEC whistleblower is through a SEC whistleblower attorney. Labaton Sucharow LLP was the first law firm to specialize in SEC whistleblower protection and application just after the passage of Dodd Frank. The law firm went out of its way to hire Jordan A Thomas to leave the SEC whistleblower wing of the law firm.

Labaton Sucharow LLP pride Mr. Thomas away from the Securities and Exchange commission itself. The SEC whistleblower lawyer was a higher up in the enforcement division of the SEC. The man helped create the Dodd Frank SEC whistleblower protections and is the country’s foremost leader in SEC whistleblower protections under the act.

So it is no surprise to hear that Labaton Sucharow LLP recently secured the second highest SEC whistleblower payout in history. Any whistleblower that comes forward under the protection of the Dodd Frank act is entitled to a percentage of the fines collected by the government from the whistleblowers former financial institution. Mr. Thomas secured an anonymous SEC whistleblower $17 million in a recent case.

And Mr. Thomas thinks this is just the beginning. As more whistleblowers understand that they can come forward anonymously under the protection of Labaton Sucharow LLP and that they can receive substantial financial incentives, Mr. Thomas believes that more whistleblowers will come forward. And this is the best way for the financial industry to regulate itself. After all, an employee of a public financial institution would be in the best position to understand any criminal activity within that institution.

And the financial incentives are real. Congress has even kept an investor protection fund which exceeds $400 million for SEC whistleblower payouts.

Geoff Cone Talks about New Zealand

Geoffrey Cone can truly be considered an expert when it comes to New Zealand. Not only is it his home country but he has also done extensive research into tax laws and what New Zealand has to offer people who are living there and who want to make a move there.

It is not uncommon for people to think that New Zealand is one of the many tax havens in the world. Sadly though, it is not. The country is a place where many people flock to on a yearly basis with one of the biggest reasons being that it is a country that people believe to have great taxes. While it does have tax transparency for people who are in the country, it does not offer tax-free living. The taxes are not even low and are right in line with other averages for the type of country that it is.

When it comes to tax-free countries, there are quite a few tax havens in the world. These are mostly countries that are located in South America and some in Africa. There are countries where people do not have to worry about taxes and can pay very low amounts in taxes even if they make a lot of money. It is something that many people choose to move to because it is so cheap to live there. This allows people the chance to make sure that they are getting the most for the money that they have and that they are doing the best job at making money.  Learn more:

There are also some countries that offer different opportunities for people who are in different countries. Geoff Cone is a global attorney and it is his job to learn about these places. This is something that he feels very strongly about and something that he knows will be able to help people who are looking for different ways to live in different countries. He encourages families who are considering making a move to one of these countries to do so because tax-free living is one way that people can save a lot of money.

Geoff Cone has been a global attorney for some time. He has worked in the global field and has taught people how to live in conditions apart from what they are accustomed to. This has allowed him the chance to make sure that he is doing the best job possible in the country that he is in. It has also allowed him the chance to make sure that he is doing the right thing for families. Geoff Cone knows a lot about global living and knows the right way to do different things for families who are planning to move globally.

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